Transactions & Dealings >> Interest & Insurance

Question ID: 60663Country: India

Title: Medical Insurance Benefit

Question: My employer provides medical insurance coverage as a benefit for me and my family. No premium is deducted from my salary. It is entirely a benefit provided by the company. Is it allowed in Islam to use such a benefit?

Answer ID: 60663Posted on: Aug 31, 2020

Bismillah hir-Rahman nir-Rahim !

(Fatwa: 836/801/SN=11/1436) In the abovementioned case, since you have no agreement with the insurance company rather your company deals it and pays the premium itself hence it is allowable for you to avail the medical facility. If the company owner is Muslim and he has done the dealing with the insurance company with his own consent then he shall be sinful. (Fatawa Uthmani, 3/335, pub. Naimia, Chand Ahamd Asari Masail, p. 334)

Allah (Subhana Wa Ta'ala) knows Best

Darul Ifta,

Darul Uloom Deoband, India

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Title: Medical Insurance Benefit

Question: My employer provides medical insurance coverage as a benefit for me and my family. No premium is deducted from my salary. It is entirely a benefit provided by the company. Is it allowed in Islam to use such a benefit?

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